Creditable Contractor’s Insurance
Construction businesses often require different types of coverages. The right contractor's insurance depends on the job specifics and the kind of work a contractor conducts. From the basics to the unpredictable, a contractor's insurance coverage revolves around the nature of his career. Regardless of what their job entails, contractors must maintain insurance to protect their crew, equipment, and clients. Whether a project involves new construction or remodeling, a contractor must uphold the proper coverage they need to execute their work.
Equipment and Client Security
There are four crucial insurance types every construction business needs to cover its business operations. General Liability ensures protection in the event of client property damage or client injury. Commercial Auto Insurance secures business vehicles associated with damages caused by an accident, vandalism, or theft. Builder's Risk Insurance covers any impairment to a construction project caused by theft or weather damage. Contractor's Tools and Equipment Insurance is also vital to properly insure construction tools and machinery.
Promising Employee Protection
Protection for on-the-job incidents involves two types of contractor's insurance. Workers' Compensation Insurance is essential for any construction business with multiple employees. In the case of work injuries, this covers an employee's medical expenses and wages while they are out of work. If a client sues a contractor for a mistake on the job, Professional Liability Insurance protects the individual.
For reliable contractor coverage, call us today at (512) 477-5663!
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